Insurance companies can make tons of money off of fear, and fear of a fire leaving a homeowner homeless, fear of possible death for a family’s breadwinner, fear of involvement in a automobile accident, plus many more. This is not meant to minimize the importance of having insurance. It is a good way of being prepared for when something you hope will never happen, does happen. And when you stop to consider the ever rising cost of our health care, having health insurance is a must, but these days, almost everything, including the performance of your appliances, can be insured.
I recently heard of an insurance company that offers to insure Heating plus Air Conditioning systems. It is very unlikely that a burglar would make off with your AC unit, however just love every other machine, Heating plus Air Conditioning units occasionally break down, no matter how nicely you treat them. This is cabin insurance, for which you pay yearly premiums just love any other insurance. Not to be confused with homeowners’ insurance, cabin insurance will supply you with free plus immediate repairs, in case your Heating plus Air Conditioning or on any other substantial cabin appliance, malfunctions.
That’s very good however because guess about this: will not this kind of service discourage more Heating plus Air Conditioning owners from having familiar tuneups done on their units? It has to be easier to ignore regular servicing your AC unit, when you think you have a free backup repair plan in location. But on the other hand, if a Heating plus Air Conditioning owner does right by his or her equipment with constant, familiar servicing, does she actually need this type of appliance insurance? The choice may lie between paying for cabin insurance or paying to have the Heating plus Air Conditioning equipment reasonably inspected.