Whenever I think as though I’ve finally gotten a handle on our financial situation, it seems like the world throws me a brand current curveball. This happens every time I get a raise at work, I receive our tax return, or a sum of cash somehow lands in our lap otherwise. For a few mornings I’m riding high, making big plans of how our current savings will accrue over time plus supplement our retirement in a few years… but the world always has other plans. Every single time, a substantial expense will rear its ugly head plus clear out our current honeypot of supplemental finances. My vehicle will chop down, our health will take a nosedive, or a big household expense will emerge. This is exactly what happened last month, with our friend’s Heating as well as A/C method of all things. You see, our dear acquaintance was kind enough to allow me to stay at his home for a few mornings, during which time the outdoor air temperature soared into the 90s. During the day I tried to keep the thermostat set at a moderate temperature to save on utility bills for our pal. I would keep the A/C barely running, plus targeted the thermostat to only 80 degrees so that the central cooling method wasn’t being put through too much. One night, however, I returned to his arena drenched in sweat plus desperately needed more cooling power in a flash. I cranked the A/C plus cooled down easily. Two mornings later, he texted me plus said his central A/C method had broken entirely. At that point, I figured I had contributed to the immediate method failure plus owned up to cranking the AC. Since then, all our extra funds have been funneled in the way of our friend.