What is the best cooling option?

I recently posted a question to people about what the best heating option is…it got pretty “heated”! Hilarious. No, seriously, I got our question answered thanks to folks online being forthcoming with their opinions plus experiences with different heating possibilities plus I like that. Now that I have our heating in order, I would like to do this again. This time, however, I would like to believe about cooling options. What’s the best? What is the best central air conditioner option out there? I have had your standard central air conditioner component our whole life. The central a/c at our house is about 28 years old, so I’m in the market for a up-to-date one. What are your recommendations? I will put one stipulation in this time though, since I did end up going with a oil furnace for our heating (and no, I won’t be sharing with you whether it’s gas or electric!) so, the heat pump is out of the equation. I’m not genuinely interested in a heat pump, though. A lot of folks online said that a heat pump is more for people in mild temperatures. With that information in mind, what’s the best cooling option? I like the tried plus tplot central a/c, however what do you think about ductless air conditioner? It looks chic plus quiet. Multi chop air conditioner is a little more expensive however they last a lifetime! Does anyone believe if multi chop air conditioner is more energy efficient than the normal central air conditioner unit? I don’t mind paying extra if it saves myself and others money in the long run. Thanks again, internet!

Furnace filter